Personal Financial Guidance — 06

Debt Management & Restructuring Referrals

Connect with accredited specialists to regain control of your personal finances.

Unmanageable credit card debt, personal loans, and high interest rates can disrupt household stability and business growth. Ascendia Consulting Group provides strategic referrals to accredited credit counseling services and licensed debt restructuring specialists across Ontario.

Debt relief pathways covered

  • 01
    Credit counseling connections

    Referrals to non-profit financial counselors offering structured debt management plans.

  • 02
    Debt consolidation loan guidance

    Exploring options to consolidate multiple high-interest debts into one manageable monthly payment.

  • 03
    Consumer proposal & insolvency

    Direct connections to Licensed Insolvency Trustees (LITs) for legal debt relief evaluation.

  • 04
    Interest reduction strategies

    Guidance on negotiating interest rate relief directly with primary lenders.

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